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Choose the buy now, pay later account that suits you best.
NOTHING TO PAY TODAY
Choose how you pay - weekly, fortnightly or monthly.
SHOP JUST ABOUT EVERYWHERE
Shop at all your favourite places, online and instore, with the Zip app.
REWARDS
Earn exclusive cashback offers when you shop.1
Most popular
Up to $1,000
Interest free always
For everyday spending, from fashion to fitness, eyewear to electronics, pet care to bills.
Apply nowInterest free always
Flexible repayments
No establishment fee
$7.95 monthly account fee
Pay your statement closing balance, in full, by the due date and we'll waive the fee.
Tap to pay everywhere Visa is accepted^
Over $1,000
Bigger purchases
For buying that road bike, new sofa or renovating your home.
Apply nowInterest free for first 3 months
Retailers may offer longer interest free terms (6-60 months). At conclusion of the interest free period, interest will be charged at the standard variable rate of 21.9% per annum.
Flexible repayments
Enjoy the freedom to set your schedule to weekly, fortnightly or monthly.
One-off establishment fee
A one-off establishment fee may apply for new customers.
$7.95 monthly account fee
Waived if you have nothing owing.
Interest free instalment plans
For purchases over $300 we'll automatically set you up to repay in equal instalments to help you avoid interest charges.^^
Zip Pay. Minimum monthly repayments are required. A monthly account fee of $7.95 applies.
This fee is waived each month you pay your statement closing balance, in full, by the due date.
Available to approved applicants only. T&Cs apply.
^Tap to pay in store available with Zip Pay only. Use the Card everywhere that Visa
contactless payments are accepted in store. Card T&Cs apply. Single use card
available with Zip Pay and Zip Money only. Use the Card everywhere that
Visa contactless payments are accepted online. Card T&Cs apply.
^^Zip Money. Available to approved applicants only. Any repayment advertised will repay the transaction balance within the interest free period (excluding a monthly account fee of $7.95 and a one-off establishment fee which may apply for new customers). Under the contract, minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 21.9% per annum as at 1 July 2022 and is subject to change. T&Cs apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993, Australian Credit Licence Number 441878).
1Redeemable when you reach the Rewards Goal. Rewards Program and Promotion T&Cs apply.
Pay over 6 weeks
Never pay interest
No fees when you pay on time.
Smart spend limits.
Get what you need now. Make your first payment today and the rest over 6 weeks. We’ll send you reminders, so you never miss a payment.
We never charge interest. Full stop.
Afterpay is free when you pay on time. Pay nothing to sign up, no establishment fees, no monthly account fees.
Our spending limits start around $600 and only increase gradually with on-time payments.
Introducing Impulse Health® - Your Premier Fitness Equipment Manufacturer
Impulse has manufactured fitness equipment for over 42 years. Impulse shines through as we supply top-tier cardio and strength fitness equipment. With more than 22 years of experience as an OEM business, crafting fitness equipment for renowned global fitness brands, we bring unrivaled expertise to the industry.
Discover the IT7 Range - Where Practicality Meets Functionality
The IT7 range embodies the essence of practicality and functionality, ensuring that every movement is intuitive and user-friendly. This collection has undergone rigorous testing in gyms worldwide, earning its reputation as the go-to choice for fitness enthusiasts of all levels.
Impulse IT Line - Elevating Commercial Fitness
The Impulse IT Line, one of many strength series, comprises a lineup of 50 high-end commercial models. Designed to meet the needs of high-end commercial gyms, this line offers affordability without compromising on quality.
Introducing the Impulse Flat Bench from the IT7 Commercial Range
The Impulse IT7009 Flat Bench, a cornerstone of the IT7 commercial range, boasts a compact design with dimensions of just 1159 x 900mm and a low pad height. Whether you're at home or in the gym, this bench is your versatile companion. Crafted with high-density upholstery, it effortlessly supports dumbbell and barbell exercises, even under the heaviest loads.
Elevate your fitness experience with Impulse Health® - where innovation meets performance.